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The Frugal Cottage

Living the good life on a budget.

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Why You Need To Use Your ISA Allowance

March 25, 2016

You are allowed to have one ISA in a tax year, which runs from April 6th until April 5th the following year. Anyone aged 18 or over and lives in the UK can open an ISA which means you get your savings protected from tax.   What is an ISA?   An ISA is an…

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Filed Under: Investing2 Comments

Meal Plan Monday #14

March 21, 2016

It’s Monday which means it’s meal plan time. Our meal plan this week will be somewhat different to normal as we’re continuing with our paelo diet for this week. It will mainly consist of eating meat and fish, accompanied by fruit and vegetables and cutting back on carbs and dairy for the time being. We have…

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5 Easy Ways To Save Money

March 18, 2016

There isn’t one person in the world who doesn’t want to be able to save, or to have more money. The majority of adults wish they could save more, have a better pension or be able to take the family on that holiday they’ve always dreamed of. Sometimes, just taking that first step is the…

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Filed Under: Budgeting10 Comments

The One Simple Trick To Successful Budgeting

March 16, 2016

Making a budget can be quite a task and completing your budget can be quite satisfying, especially if you’re making a budget to help you set some long term financial goals. It can create stability within your household, as you know exactly what is coming in and what is going out, plus you can start…

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Meal Plan Monday #13

March 14, 2016

It’s Monday which means it’s meal plan time. Our meal plan this week will be somewhat different to normal as we’re going to start a paleo type diet for the next couple of weeks. It will mainly consist of eating meat and fish, accompanied by fruit and vegetables and cutting back on carbs and dairy…

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February 2016 Online Income Report

March 9, 2016

My fourth online income report! I’m still in a bit in shock that I’m actually writing about earning money online. Granted, the numbers are small and I have a long way to go until I’m earning a decent income, but it’s a start. And everyone has to start somewhere, right? Long before I started this…

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Meal Plan Monday #12

March 7, 2016

It’s Monday which means it’s meal plan time. I haven’t done one of these posts in a while; I realised our food gets quite repetitive and I wasn’t sure whether people wanted to read about the same rotation of meals all of the time! However, I love to see what other people eat to get inspiration…

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Dividend Income February 2016

March 4, 2016

As part of our long term plans for early retirement, we need enough money in savings and/or income to make sure we can live on a budget long term. I am now hoping that a small income stream will come from dividend payments as part of our investment portfolio. Each month when I receive dividend…

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Filed Under: Income, Investing3 Comments

The Ultimate Dream Fund Update – February 2016

March 2, 2016

A new month means it is time again to update The Ultimate Dream Fund again, as I continue our journey to early retirement. The Ultimate Dream Fund is named because it is our dream to retire early, and we need the funds to make that happen! One day, this fund will provide us with the…

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March Aims

March 1, 2016

Hello March! The start of the month is a quiet one for us; we have nothing planned apart from the usual, everyday things that we do every week. At the end of the month we’re off on another short break to the Lake District which will be lovely. Here’s hoping the weather is good whilst…

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