Living the good life on a budget.
Firstly, it can’t be just me who finds it hard to accept that we’re in October already?! That Christmas is just around the corner and then it’ll be 2019. Nope, it can’t be that already. Frugal Baby will be 1 before we know it, and I’m definitely not ready for that. As another month…
Hello October! It’s getting to be my favourite time of year. I love the cooler months and the darker evenings. It makes snugging on the sofa all the more tempting. Add in a fleece blanket and a mug of hot chocolate and I’m all sorted! That can often mean low spends too, which is an…
September seems to have been a strange month. Our routines have changed yet again, as Frugal Toddler is now attending nursery full time. He loves it! Not that he tells us much about what he does all day. But, he does come out smiling each day so I’m happy 🙂 Other than that, September…
Household bills are some of the fixed expenses in your budget that are difficult to change. Saving money on household bills can be tricky, but not impossible! Items such as electricity and gas, for example, are often bills that see an increase each year. Energy companies seem to rise their prices often! I’ve come…
The start of the new school year seems to bring about a sense of starting over. New goals, expectations and plans for the next 12 months. A lot can happen in that time! The same can be said about your finances; lots of things can change in the space of 12 months and you can…
As another month is over, I get to write about my favourite topic: dividend investing. I have, recently, had a rebalance of my portfolio so my dividend income will change slightly going forward. Hopefully in a positive way! One of the main reasons was that I had a holding in Whitbread and on Friday just…
Hello September! A new month to navigate through. In fact, I’m taking the month back to basics. I want to get back on track with our finances and also with my eating; both have been dreadful for the past couple of months and I want to rectify this as soon as possible. I always feel…
I cannot believe August is over; I’m not ready for the summer holidays to end and the routine begins again. Frugal Toddler is going to be going to nursery full time from next week and I’m not sure he’s going to know what’s happened! Mornings are definitely going to be interesting; a lot of organisation…
I have many no secret about the fact that I’m finding our finances a bit tough at the moment. Being at home with two boys means that I generally go out quite often. Whether it’s to someone else’s house, or just popping to the park, we tend to go somewhere. And, I’m finding, that means…
One of the most simple ways to get some more money in your pocket is to use cashback sites when you shop online. Little amounts, especially if you shop online often, can really add up over time. With cashback sites, you could make a real difference to your budget if you’re savvy about it. Just…
