Hello November! November and December are my favourite months of the year, as the nights draw in and I can get away with wearing big chunky jumpers and slipper socks. Our bathroom renovation got postponed in October, but is due to start November 17th, so I’m looking forward to having that completed this month. It’ll be so much better once it’s all done.


Every month I like to set myself aims for the month, to keep myself focused and to make sure I actually use the time during the month wisely! There are two sets of aims: Finance and Personal. October was pretty good to us in terms of both Finance and Personal, so let’s hope this continue for November.


Financial aims for November:

– Have 18 NSpend Days (or NSDs)

– Overpay our mortgage by the interest added on only

– Put £600 into savings


Although I met my NSD aim for October, I’m keeping it the same as we need to start our Christmas shopping and get organised. I’m still hoping to keep spends relatively low, but we shall see!Like last month, our mortgage overpayment will just be in the interest added only as I’m happy with how that went in October. And I have left the savings target at £600, though I’m hoping it’ll be more in the end, especially as my savings in September and October ended up being pretty poor. Reaching my NSD target does have an impact on savings, so the two go hand in hand.


Personal Aims for November:

– make some gingerbread men

– lose 4 lbs

– see some girl friends for a catch up


I love gingerbread men and do buy them often but I’ve never made any! So, as a bit of a challenge to myself, I’m going to make some this month. I’ve left my weight loss goal at 4 lbs and I hope I do it, I just need to write down what I eat a bit more so I can work out where I’m going astray. Lastly, I’m hoping to see some of my girlfriends from university for a catch up which will be great.


Do you have any aims for this month? What will challenge you the most? I’d love to hear from you!


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