If I’m completely honest, I am absolutely glad to see February leave. It has been a tough month at the Frugal Cottage household and I shall be glad to see the back of it. There are a few aspects of our day to day life that have had to change slightly. We need to get used to them, and take the time to mull over recent events. Needless to say, March has to be better!


February has been a quiet month, in some respects. We haven’t done a lot particularly and have stayed at home a lot. I feel like the winter months can get a bit draining. I am ready for the longer days and some sunshine! Of course, not doing much is good for the finances, but it’ll do us good to get out more, weather permitting.


My Financial aims for February were:

– Have 20 NSpend Days (NSDs)

– Overpay our mortgage by £50

– Put £1000 into savings


Ah, the elusive NSDs. I started off really well in February with hardly any spends during the week. The past week or so some smaller spends have crept in as tiredness has played a part. However, I managed to achieve 18 NSDS for the month, so I guess it could have been worse. Here’s hoping March will be the month I hit my target! I managed to overpay our mortgage by £54.82 so I hit my target for this one. I am pleased with this; we are continuing to plod along.  Finally, onto our savings aim. I need to be consistently achieving higher numbers in terms of savings from now on, which does present some challenge. I am trying to up my side hustles in order to ensure making our savings aim each month. I managed to save £1,356.46 this month, which I am amazed about! AMAZING. If only I could save this amount every month, we would be well on our way. Very pleased 🙂


My Personal Aims For February were:

– start my sourdough starter kit

– launch Frugal Cottage Coaching

– start to get rid of some of my clothes


I am pleased to say I have started my sourdough starter kit. The first batch should be ready to use on Sunday! I am a little excited to try and make my own bread again! It has been so long since I have made any. I have never made sourdough either, yet both me and Mr FC like it. So, keep your fingers crossed! I am still working, albeit slowly, on my Frugal Cottage Coaching programme and will launch when I feel I can. I am trying to balance a lot at the moment and unfortunately this keeps getting pushed into the background. Finally, I think I have thrown out one top of mine this month that was too worn to keep wearing. Not exactly a lot of progress! Oops.


The top 3 posts on The Frugal Cottage during February were:


How has February been for you? What has been your biggest achievement this month?


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