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The Frugal Cottage

Living the good life on a budget.

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June 2019 – A Month In Review

June 30, 2019

Goodbye June! It honestly feels like it has been the longest month ever. Does anyone else feel like that? June seems to have just dragged on and on; I have not enjoyed it one bit. I’m not sure why either? Just lots of things going on plus it feels like we’ve had to spend a lot of money this month which I’m never happy about.

 

However, the building work is so nearly complete! Just another couple of things to get finished off – the radiators need to be put on and connected, plus a tiny bit of plastering – and the builders should be done. Then just the decorating and it’s all finished 🙂 in fact on Friday just gone I was able to cook for the first time using the hob. I cannot remember the last time I was able to cook! It made me feel so happy 🙂 once it is all done and decorated, I will do a little kitchen tour which I’ll put up on my YouTube channel.

 

In terms of finances, June hasn’t been great. We have had to pay out for a lot of things and inevitably that has had an impact on our overall spending and balances. I have got my new cash envelopes set up for July as I am determined to have a better month.

 

My Financial aims for June were:

– Have 18 No Spend Days (NSDs)

– Overpay our mortgage by £185

– Put £300 into savings

 

I have finally managed to have a decent amount of NSDs, even though it feels like we have spent all of the time this month. In fact, as of today (!) I have actually achieved 18 so I have hit my aim for the first time in ages. Woohoo! In terms of our mortgage overpayment, this is much lower than I’d have liked. I have overpaid our mortgage by £106.47 so less than our target. Finally, I have not put anything into our savings. Not much to say about that.

 

My Personal Aims For June were:

– take care of myself.

 

I have tried this month, so not succeeded at all times. Must do better!

 

The top 3 posts on The Frugal Cottage during June were:

    • Dividend Income May 2019
    • 5 Super Simple Ways To Save Money In The Kitchen
    • My Updated Portfolio – June 2019

 

How has June been for you? What has the best thing that has happened to you during the month?

 

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