Hello January! I love the start of a new year in terms of making aims and seeing what will lie ahead. It seems like there will be a world of possibilities. January is a quiet month for us, just the usual routine of work/school. So I’m hoping that it means it will be a good one in terms of our finances. This year will be a little different, as we are currently in Tier 4 🙁 it will help in terms of spending, I suppose.
That being said, I still need to think about how to organise things in the new year. I have some big goals to aim for this year – see here for that post – so I need to be on track from day 1. I am back to tracking expenses, NSDs and looking at various places to earn more. January is going to be back to basics month. It seems like a good time to start over! Including some big blogging goals, so lets go 💪
My Financial aims for January are:
– Have 20 No Spend Days (NSDs)
– Overpay the mortgage by £100
– Put £500 into savings
I have upped my NSDs target for January; if I am do succeed in my No Spend Year then I need to get off to a strong start. If you’re a regular reader around here then you know that I have struggled with NSDs as of late. I intend this to change! My NSD tracker is set up and I am ready for it. As it’s a new year the mortgage overpayments are back. The usual amount here. Finally, my savings target is lower than it has been but needs must. Hopefully I’ll earn more in side hustles and selling stuff to make up a short fall.
My Personal Aims for January are:
– get ahead with blog posts
– plan out YouTube content for the month
– be organised!
So, I say this every year and then don’t manage. But I would love to get ahead with blog posts. This will help in terms of organisation and thinking about what I want to post ahead of time. The second one is also linked; to plan out my YouTube content for the month. If I could get ahead on filming that too, it would be fab. But, it takes a lot more time than I realised. So, we shall see. And being organised is always an aim! I might manage it one day 🙂
Here’s to January being great! What are your aims for the month? I’d love to hear them!
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Great tips. Thank you.
I started my budget planner yesterday so I
will be filling that in daily 😀
I hope you find it useful! 🙂
I just want to get organised and plan ahead with food shopping meal planning home life
Hi Nicola,
I want to thank you for your very inspiring blog. At the end of last year, I started to invest and take the benefit of the investment ISA, because of reading your blog. The feeling of getting my first ever dividend is indescribable… It’s not much of course, because I just started, and I am doing it alone (hubby is not yet on board), but it is a start and I believe in that magic snowball you kept mentioning.
Once again, thank you…