Living the good life on a budget.
I mentioned in my May Aims this month that I am hoping to have a No Spend Month. A couple of people have commented on it, asking what that means. So, it seemed only right to make it into a blog post! Basically, a No Spend Month is where you only spend on the…
As it’s Mental Health Awareness Week in the UK, I thought it might be best to post something relating to that. Positive mental health, and all that encompasses is so important. That being said, I do believe that finances can have a big impact on your wellbeing. When your finances are not as stable, that…
There seems to be a common post amongst the personal finance blogsphere about the latte factor. The basis of the post is that you should cut out your morning lattes immediately, as they cost you too much. It then goes on to say that over time, these little expenses add up to quite a lot…
In the face of allegedly weak opposition, and with economic figures from the Office for Budget Responsibility looking rosier than expected, Chancellor Philip Hammond may have been bargaining for a relatively serene Spring Budget debut. But, while it is difficult to please everyone, the backlash and fallout from his Wednesday address at the despatch box…
Hello Spring! It certainly feels like it round here too; the nights are lighter, it seems warmer and the sun is shining more and more. I like the colours that begin to show in Spring. Everything seems a little brighter, somehow? It seems like as good a time as any to have a look…
Exercise. The bane of my life! I am the first person to admit that I am not the biggest fan of exercise. I know it’s important. I know I should do it. But, just, not a fan. I have had gym memberships. A waste of money! I have tried various things and I just don’t…
I have made no secret here on The Frugal Cottage that we are saving for early retirement. Which means we are saving for a long time! We are also saving quite a high number. A number that equates our freedom. Something that will take years of dedication to achieve. That’s our number. I have…
I keep hearing lately on the news about how the cost of everything is rising. Petrol, electricity, gas, clothes and pretty much everything you would buy. Including food. Big brand names are rising their prices quite quickly in the UK, and this is set to continue over the next few months, according to…
Quite a while ago, I got a cold call from someone selling solar panels. I told them that we weren’t interested at this time. I seem to get lots of calls from various people trying to sell stuff! And 99% of the time, it is for something we would never be interested in. Last…
January is always a time where people think about their finances, and wanting to get the year off to a good start. January payday always seems such a long time away, after an earlier payday in December before Christmas! With all the expense of the holidays, January seems to be a time where lots of…
