Living the good life on a budget.
I know it might seem a bit odd to be thinking about Christmas when it’s July, and quite warm outside. In fact, for most people Christmas will be the last thing to enter their minds! Having fun in the summer, enjoying the warmer weather and being outside is what the majority of people are doing….
When money is tight it can seem impossible to save for things. Even things you might need to save for, such as home insurance, car tax and all of the little things that seem to creep up when you’re least prepared for it. Things like having an emergency fund can help but what happens…
As I’m writing this, I have exactly two weeks left of my own maternity leave left with Frugal Baby. On Sunday 1st, I officially return to work. I can’t believe how fast it has gone the second time around. I am so not ready to be leaving both of my babies behind and going back…
I get it, budgeting is not exciting. Keeping on track day in day out, is hard work at times. I have a spreadsheet that I’m supposed to enter our spends in each day to keep on track, but I keep forgetting lately. By the time we’ve got the boys in bed and then the house…
When you’re trying to stick to a budget, whether you’re a seasoned pro or a newbie figuring out where all your money is going, then chances are you are going to be staying at home more often. Which means that you are going to spend a lot of time within the four walls of your…
I have been thinking about my spending habits lately, and how I seem to have good periods of spending and not so great ones. I think that there are a lot of factors to think about when it comes to personal spending and we all have our different triggers when it comes to spending money….
I recently wrote a post about what I and others would do when given £1,000 to spend. It was really interesting to read through the survey and see what the answers were; the majority opted for travel 🙂 as a money blogger, I said I would put the majority into our early retirement fund, plus…
Back when I was looking over our budget for April, and reflecting on how March had been, I decided to do a cash only challenge for April. Only for specific categories within our budget and using a set amount for the month. This was to try and get my spending back on track; the elusive…
Reading something on Facebook prompted this post, but it’s something that I had considered a bit ago and then forgot about. I think I thought it would stretch our finances a bit too much at this time, but I keep going back to the idea, so here we go. Would you start a pension…
I talk a lot here at The Frugal Cottage about saving money, budgeting and early retirement. That’s the three strands I focus on most and have done right from the start. Posts about saving money on food, general money saving tips and investing for income are my most popular posts. But, I was reading…
