Living the good life on a budget.
While your food bill may shock you each week, when you get into the kitchen, you can still overspend. A few changes in your habits can see you saving money in no time. Meal plan Meal planning may sound like a chore, but when you get started, you’ll realise how much money (as well…
With the deadline looming for when the UK leaves the EU – 29th March – and lots of things being discussed about Brexit in the news daily, it seems like a good idea to have a think about the impact that it will [might?] have on our country for the foreseeable future. It looks…
A budget is one of the most personal things about personal finance. When used correctly, your own budget can tell you so much about your own spending habits, what triggers you may have and where all (or not) of your money disappears to. In short, having a budget is the one key thing to…
I have made no secret about the fact that I am finding December difficult, finances wise. Money seems to be leaving ever day with no end in sight! Part of the problem is that I haven’t been as organised about Christmas as I have in previous years, plus now with two children it seems like…
As I look over our budget, both from this year and for planning for next year, the most obvious thing to jump out at me is the fact that we don’t budget for annual expenses. I know, a massive error on my part. But, at the moment we keep a big enough buffer…
Household bills are some of the fixed expenses in your budget that are difficult to change. Saving money on household bills can be tricky, but not impossible! Items such as electricity and gas, for example, are often bills that see an increase each year. Energy companies seem to rise their prices often! I’ve come…
The start of the new school year seems to bring about a sense of starting over. New goals, expectations and plans for the next 12 months. A lot can happen in that time! The same can be said about your finances; lots of things can change in the space of 12 months and you can…
I have many no secret about the fact that I’m finding our finances a bit tough at the moment. Being at home with two boys means that I generally go out quite often. Whether it’s to someone else’s house, or just popping to the park, we tend to go somewhere. And, I’m finding, that means…
One of the most simple ways to get some more money in your pocket is to use cashback sites when you shop online. Little amounts, especially if you shop online often, can really add up over time. With cashback sites, you could make a real difference to your budget if you’re savvy about it. Just…
When looking at your budget and trying to find areas to cut back, it can be tricky. You might be saving for a holiday, an unexpected bill or something bigger like redundancy, finding spare money within your budget can be hard. But, there will be certain aspects of your budget you can cut out…
