Living the good life on a budget.
It is at this time of year when my frugal instincts are tested. We are constantly bombarded with Christmas adverts, the latest must-have gadget and there is enough food in the supermarkets to feed everybody for the next year at least. There seems to be more and more choice in terms of what to buy…
Following on from How To Survive Christmas On A Budget, Part One, part two will focus on decorations, food and some cheap recipes to see you through the holidays without too much stress on your budget. Handmade decorations, indulgent food and simple, straightforward recipes will make the busy holidays much easier and better for the…
I use a budget for our everyday lives, mainly to check that we are staying on track and are meeting our goals. Most of the time, I am very rigid and thorough with our budget; only occasionally do I slack with the inputting of numbers and reviewing as the year goes along. But, there…
As Christmas draws ever nearer, the pressure and costs seemingly rise at an alarming rate. There still seems to be so much to do, so many thing still to buy, lots of people to organise and a never-ending stream of adverts don’t help matters. Not to point out the obvious, but Christmas happens every…
Each month I set myself a goal to lose 4 lbs, which equates at a lb a week, give or take. I know that eating healthily is important, and maintaining a healthy weight is important, but I sometimes struggle to eat the best I can. I read a lot of cookery blogs and healthy eating…
I’m the first to admit that I’m a fan of loyalty cards. I can earn points which then gets me money off/vouchers? Okay, count me in! In fact, I probably have the majority that the UK market has to offer, if I look into my purse. A loyalty card scheme often has one of…
In this world we are geared to having things. Whether that’s buying things, having things, just accumulating stuff over the years. We need shelter, clothing, food and water as a basic start. But all the extra additions are just luxuries. All the items we are told that we need to own to show our social…
At the beginning of September, I posted about a cash challenge for groceries. I wanted to do all of my grocery spending in cash and see how it would affect my spending when using actual cash (as opposed to cards) to pay for my shopping. I set my budget at £45 a week for…
Weekends are a time for slowing down, savouring the time available and spending time with loved ones. There was a time where I thought weekends were all about spending money, going out and wasting the hours. I used to spend a fortune by just going into town on a Saturday, wandering about the shops and…
As me and my husband are focusing on eating more healthily and reducing our intake of processed foods in exchange for whole, natural foods, I thought I would trial a different way of how we pay for our groceries. After all, when you spend cash rather than use plastic, it seems much more real. …
