Living the good life on a budget.
There are so many options when starting our your financial journey. If you’ve searched anything to do with being better with money, there are thousands. It can be daunting to start. But, there are habits that you can start today that will help. If you build these financial habits into your routines, then over…
If you’ve been to The Frugal Cottage before, you know I love talking about budgeting. And today’s post is all about a specific budget method that I think might be a great one for you to use. I honestly believe that everyone should have a budget. There are many different types of budget –…
So, the UK is officially in a recession. The thing that many predicted but we had hoped wouldn’t happen, has. But what does the UK recession 2020 mean and what can you do about it? In short, a recession is where the GDP has fallen for two quarters in a row. GDP stands for…
The past two months have shown that unexpected events can have a big impact on your finances. No one could have predicted a year ago that our current climate would be this different. When something unexpected occurs, it is good to be able to be flexible with your budget. The more wiggle room you have…
This is one of our big aims so I thought I would share how to pay off your mortgage early. One of the biggest monthly expenses for most houses is a mortgage payment. Imagine if that was gone; how much more room in your budget you would have for other things?! There are certain steps…
So, it’s payday. Hooray! It can seem like a long time sometimes, waiting for payday. Especially if you only get paid once a month, like I do. But, when payday arrives there are certain things you must do. If you do these regularly when you get paid, then your finances will be in a better…
Happy Monday! Another week where we get to stay safe at home I am slowly getting used to just being at home all the time. I miss going food shopping – sending my husband is not the same – and doing little things like that. It’s crazy the things I used to take for granted…
One of the most difficult things to deal with is debt. It can be very scary, overwhelming and seem impossible to deal with. But, there are so many things you can do to help you to pay off debt. Apart from things like starting to meal plan, making money on the side and starting some…
Happy Monday! Another week where we get to stay safe at home 😉 in all seriousness, although I do believe that it is starting to get a bit stir crazy having the same four walls around. I know I shouldn’t complain but it is not relaxing in the slightest. I am hopeful that we might…
This is a sponsored post with StepChange Debt Charity. I know this might seem like a tough conversation, but today I am going to talk about debt. Whether that’s a credit card balance, a loan or even from a friend, it counts. The problem with having debt is that it can be so…
