Living the good life on a budget.
One of the worse mistakes I made whilst I was at university was to run out of money. I had a budget for the term and I ran out. Seeing the £0.00 balance in my account was a very scary thing. I had savings in another account, locked away, but I didn’t want to use…
Now, this is a topic where a lot of financial people would say that we’re doing it wrong, but this is our take on mortgage overpayments and financial freedom. We’re overpaying our mortgage and aiming to pay it off early. Sort of. We first got our mortgage in December 2012 and, for the majority of…
I don’t know about anyone else, but this week has gone really slowly for me. Like really slowly. But at last it’s the weekend! It’s been a busy week at work and lots of extra time put in this week. It’ll all be worth it in the end though. And it’s payday next week, which…
One of the easiest ways for most households to cut back on their spends is to look at their grocery budget. The weekly food shop can be an area where budgets can often be broken because temptation can get in the way. Supermarkets are clever at persuading you that you need stuff! I’ve got 5…
Meal planning/menu planning can be a subject that people disagree on, but I’m firmly in the camp that does meal planning every single week. In my mind, meal planning benefits your health and your wealth. Now, the way that meal planning works in our house is in 3 steps: 1) Check what we have…
Each weekend I’m going to write a post about little things I’ve enjoyed doing or reading throughout the week. They may include photos, like this post does, links to other posts I’ve enjoyed reading and other things I have found interesting! So, this week I have: 1) enjoyed playing some Mozart on the piano…
We were first time buyers when we bought our house in late 2012. It took a lot of savings to get a decent house deposit together so that we could buy the house we wanted. We didn’t want to borrow the maximum amount the bank would lend us because we didn’t want to stretch ourselves…
Like with the monthly goals, I also do yearly aims to that I know we’re on track in a bigger sense. I also feel like it makes me more accountable over the year; 12 months is a long time and focus can drift at times, so knowing I have yearly goals to reach as well…
One of the easiest ways I find to save money and for it to not be a noticeable change in finances, is to save the humble £2 coin. As someone who works in both cash and card, it can often take a while for £2 coins to appear, but they soon add up to quite…
This post is a slightly wishful, half-serious explanation of our dreams for the future. The ultimate dream, for both me and my husband, is to retire fully at age 50. My husband is older than me, slightly, so it might change so that when I retire at age 50, my husband then will as well,…
