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The Frugal Cottage

Living the good life on a budget.

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Is A Buy-To-Let A Good Investment?

October 14, 2014

As I have mentioned before, as part of our ultimate dream, we require a passive income per year of approximately £25,000. In that post, I talk about having enough money in savings to just withdraw money as and when we need it, but recently I keep thinking about different options to make our dream a…

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Filed Under: Investing10 Comments

The Weekend Edition #16

October 12, 2014

I don’t know about anyone else, but I have found this week to go by so slowly. It probably hasn’t helped that I have been restricted in what I can do at work as I’ve had my arm in a sling all week, but each day seems to have dragged a lot. There is a…

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Filed Under: The Weekend Edition10 Comments

How Much Is Enough?

October 10, 2014

In this world we are geared to having things. Whether that’s buying things, having things, just accumulating stuff over the years. We need shelter, clothing, food and water as a basic start. But all the extra additions are just luxuries. All the items we are told that we need to own to show our social…

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Filed Under: Budget, Lifestyle4 Comments

10 Ways To Know You’re A Frugal Person

October 7, 2014

As someone who is trying to live a frugal lifestyle, and get my money to go as far as it possibly can, there are certain traits I think I have that make me a frugal person. Living frugally means I can have a good life that I can afford, but it doesn’t mean sacrificing lots…

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Filed Under: Lifestyle18 Comments

The Weekend Edition #15

October 5, 2014

Yet another week has gone by, and it has been quite an intense week this week. I spent Tuesday morning at Accident and Emergency after hurting my arm at home, and have spent the rest of week at home, in pain and trying to rest as much as possible! What has been really frustrating is…

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Filed Under: The Weekend Edition8 Comments

The September Cash Challenge Recap

October 3, 2014

At the beginning of September, I posted about a cash challenge for groceries. I wanted to do all of my grocery spending in cash and see how it would affect my spending when using actual cash (as opposed to cards) to pay for my shopping.   I set my budget at £45 a week for…

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Filed Under: Budget4 Comments

October Aims

October 1, 2014

Hello October! How I’m looking forward to the darker evenings, with a comfy throw on the sofa and some candles burning brightly. We’ve got some big expenses coming up this month as we begin our bathroom renovation, but all planned so hopefully nothing too unexpected crops up during the month.   Every month I like…

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Filed Under: Monthly Aims11 Comments

September 2014: A Month In Review.

September 30, 2014

As I sit here and mull over September as a month, there have been some definite highs and lows, both financial and personal. As my day job begins to get more pressured, I’m learning the hard way how to keep myself organised and get tasks done before they become overwhelming.   September marks the fourth…

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Filed Under: Monthly Reviews5 Comments

The Weekend Edition #14

September 28, 2014

How can it be nearly the end of September already?! Before we know it, it’ll be Christmas, then the new year and a whole new set of aims to work out! As some of you know, if you’ve read my previous post, I’ve been feeling a little bit down this week. Lots of pressure at…

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Filed Under: The Weekend Edition8 Comments

Life Update #1

September 26, 2014

I probably shouldn’t be telling you this, but as this is my blog, I’m going to write this anyway. This probably is not the most positive post in the world, but it’s the truth and if I can’t write it here, where can I?   I’ll be honest, I’m a bit overwhelmed by life right now….

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Filed Under: Life Update11 Comments

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