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The Frugal Cottage

Living the good life on a budget.

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How To Stop Living Pay Cheque To Pay Cheque

December 19, 2014

In what is seemingly a worrying trend, more and more adults are living on the financial knife-edge that is living pay cheque to pay cheque. Every month, their income is stretched to the limit, until they are literally left with pennies the day before payday. What is even more sad, is that once in the…

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Filed Under: Budget, Lifestyle7 Comments

5 Smart Financial Moves To Make Before The New Year

December 16, 2014

I don’t know if it is just me, but 2014 has gone by fast. Like, really fast. A “blink and you’ve missed it’ fast. All of those new year’s resolutions that we made at the start of the year are probably languishing in a corner somewhere, forgotten and lost. A new set of promises are…

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Filed Under: Budget10 Comments

The Weekend Edition #24

December 14, 2014

It is definitely nearing Christmas now; the weather has got much cooler and I have had to defrost my windscreen more than once this week! Most of our evenings have been spent sat on the sofa, cuddled up and watching a film. We’ve finally got round to watching the start of Breaking Bad to see…

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Filed Under: The Weekend Edition8 Comments

How To Stick To A Budget in 2015.

December 12, 2014

Now is the time start thinking about the year ahead; what kind of things do you wish to accomplish in the upcoming year and what things are you aware that you struggle with that you want to try and get sorted. I know for a fact, that snacking in between meals is going to be…

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Filed Under: Budget7 Comments

Why Giving To Food Banks Is Important and What You Can Do To Help.

December 9, 2014

As someone who regularly reads the news, it comes as no surprise that in the UK, the rise in the need for food banks is rising. The more people are using, the more important they become to those in need. There has been a few articles recently that have caught my attention, such as this…

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Filed Under: Budget, Lifestyle9 Comments

The Weekend Edition #23

December 7, 2014

The first weekend in December is done! I love this time of year, and the houses around us are beginning to get their Christmas lights up, so driving home when it’s dark is slightly less dull as I can look at all the different variations of Christmas lights as I drive through the streets. Our…

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Filed Under: The Weekend Edition10 Comments

Frugal Burn Out?

December 5, 2014

It is at this time of year when my frugal instincts are tested. We are constantly bombarded with Christmas adverts, the latest must-have gadget and there is enough food in the supermarkets to feed everybody for the next year at least. There seems to be more and more choice in terms of what to buy…

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Filed Under: Budget, Lifestyle6 Comments

My Investment Strategy.

December 2, 2014

I wrote a post a while back about how investing scares me, and in some respects, my feelings on it haven’t changed. Yet I know, deep down, that I truly want to achieve our dreams (see ultimate dream 1 and ultimate dream 2), then I need to get over my fear and get investing, especially…

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Filed Under: Investing14 Comments

December Aims

December 1, 2014

Hello December! I absolutely love December; it’s my birthday and my husband’s birthday during the month, plus of course the holidays and spending time with family. I cannot think of a better time of year, to be honest. Work wise, December is a busy month as we get everything finished for the end of year, but…

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Filed Under: Monthly Aims12 Comments

November 2014: A Month In Review.

November 30, 2014

Another month is over! I’ll be honest, November has not been the best month for us. We’ve had a lot of unexpected expenses (mainly the car and some house things) and work has not been fantastic over the last couple of weeks as the pressure grows as we get nearer and nearer to Christmas.  …

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Filed Under: Monthly Reviews4 Comments

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