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The Frugal Cottage

Living the good life on a budget.

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2020 Goals

January 1, 2020

Hello 2020! Gosh, that seems like such a futuristic year, if that makes sense. A new decade! So lots of goals to be considered and set. But first, happy new year! I always like the start of a new year; full of optimism for the year ahead. The unknown of what’s in store for everyone in…

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Filed Under: Yearly Goals2 Comments

A Reflection on 2019

December 31, 2019

Well, here it is! The last day of 2019. So it seems only right to do a reflection on the year as a whole. It’s been quite a strange year, in some ways. 2019 saw us just navigate the world as a family of four. It saw our eldest start primary school and the youngest…

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Filed Under: Yearly Roundup6 Comments

December 2019 – A Month In Review

December 30, 2019

Goodbye December! Although technically a day early, as I’ll do a review of 2019 as a whole tomorrow, December 2019 is over. Another month gone, and just like that, another year too. December is always a hectic month and this year was no different. We seemed to be going places all the time. It was…

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Happy Christmas

December 25, 2019

Just a quick note to say Happy Christmas and I hope you have a lovely time with your family.   And, if you don’t celebrate, then happy Wednesday! 🙂   xx

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The £5 Savings Challenge

December 23, 2019

I have been thinking recently about some challenges to set myself for 2020. I like a challenge! Last year, I was contemplating a No Spend Year. I keep pondering whether to do this, but it seems a bit too much at the moment, especially with two young children. However, I needed to have something to…

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The Frugal Cottage – Most Read Posts of 2019

December 20, 2019

So, we’re getting towards to the end of 2019. By this time next week, Christmas will be over and it will be time to look ahead. So, in the spirit of looking back and reflecting on the year gone, I thought I’d share with you the most read posts here in 2019.   10. Should…

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How To Calculate Your Net Worth

December 11, 2019

There are lots of ways to track your finances to see if you are on the right track. Creating a budget, tracking expenses and saving money are all ways to show how your finances are doing, month to month. But your net worth can also be an indicator of how well your finances are (or…

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Meal Plan Monday #41

December 9, 2019

Happy Monday! I hope you have a good week 🙂 How is it looking so far? There’s one important day in our household this week – it’s Charlie’s 2nd birthday 🙂 eek, as if my baby is going to be 2! We’re going to have a birthday tea for him plus some cake, but it…

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5 Simple Financial Moves To Make Before 2020

December 6, 2019

It will soon be the end of 2019 and the start of 2020. The start of a new year always seems like good idea to start afresh. The same goes for your finances! The start of a new year can be a great time to make some simple changes to get your finances in great…

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Dividend Income November 2019

December 4, 2019

Another dividend income post, already! I can’t believe how close we are to the end of the year now; only one more dividend income posts to write after this one and 2019 will be complete. I can’t wait to see what my dividend income total will be! I am now quietly confident that I’ll hit…

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