A Re-Introduction

I thought I’d do a little re-introduction post, as I’ve been featured on the BBC Stories page today so have some new visitors to my site – hello! 🙂 I’m Nicola and the owner of The Frugal Cottage, an award winning personal finance blog. Thanks for stopping by!

 

I’m a 30-something girl living in the North of England, UK. My day job is within the education sector and I live with my lovely husband, two boys and two cats in a house we’re lucky to call home. The main thing that is the focus for our everyday life is outlined in my Ultimate Dream post, which I read regularly to keep the goals in mind. Me and my husband met in 2009, got married in 2012 and bought our first house together at the end of 2012. We managed to save up a good house deposit by making sure our budget was secure and by paying ourselves first. We’re also aiming to pay off our mortgage (sort of) early which will help us in our financial goals.

 

Some of the top money saving posts here are:

• How To Save Money When It Feels Like You Can’t
• Why I Love No Spend Days!
• This One Simple Trick Will Save You Over £100 A Month
• How To Save £12,000 In A Year
• No Spend Day Tracker
• How To Save Money On Slimming World

 

Some of the most read posts on The Frugal Cottage are about budgeting:

• My 10 Minute Budget Routine
• How To Survive On Maternity Pay
• How Emotional Spending Is Ruining Your Budget
• How To Make A Budget
• Can You Be Eco-Friendly On A Budget?
• Why Financial Knowledge Needs To Be Part Of Your Self Care Routine

 

Some frugal food posts and recipes:

• Frugal Foods To Buy To Keep Your Grocery Costs Down
• Bacon, Pea and Mushroom Risotto 
• How To Start Meal Planning When You Don’t Know Where To Start
• How To Start A Stockpile
• Kitchen Essentials For Frugal Cooking

 

And a little about investing:

• My Updated Portfolio – June 2019
• Dividend Income

 

I have also written an e-course all about reducing your food spend, with printable meal plans, grocery shopping list and inventories. This course is designed to save you hundreds of pounds in your food bill, plus reduce your food waste so you don’t throw any food away! Check it out here.

 

Finally, I love helping people with their finances, to make sure you keep more of your hard earned money! Make sure you follow along on Instagram, Twitter and Facebook. I also have a No Spend Month Challenge Facebook group 🙂 the more the merrier!