My Updated Porfolio – June 2019

I have had an increasing number of messages asking if I would do a post on my portfolio. My dividend income reports are some of my most read posts, which makes me so happy as I love writing them! But I realise that by posting them, does not tell the entire story.

 

I started my stocks and shares ISA back in November 2015 and received my first dividend payment in February 2016. When I first started, my portfolio was incredibly small, but by adding savings consistently every month for the past three and a bit years, it has grown in holdings and type.

 

My initial process was to only buy holdings in individual companies but I soon came to realise that this was incredibly risky! So I did more research and reading in my spare time and looked at various funds to add to the mix. My strategy at the moment is to have 50% funds/40% shares/10% cash. I need to have more of a cash reserve to actually have this balance but it’s fairly close.

 

So, this is my current holding, split into shares and funds:

 

This are my share holdings. I have highlighted the one holding that doesn’t pay any dividend income – Sirius Minerals. This is more of a wait and see holding; I got them very cheap and in theory these should start paying dividends in the next couple of years. We shall see. Every other holding pays out dividends – most of them are twice a year and GlaxoSmithKline is every quarter.

 

 

These are the funds in my portfolio, at the moment. All of these pay out once a year so that payment tends to be a little higher. My biggest payout from a single holding to date is from the Vanguard FTSE UK All Share Index, which pays out in December. These are also a lot less risky then having holdings in an individual company. That’s what I am aiming to have 50% of my portfolio in funds.

 

Finally, I am on track this year to earn £1000 from dividend income. How amazing is that!? I’m so exciting to hit the four figure mark. Some of the bloggers I follow earn that a month, but dividend investing is a slow and steady game, unless you have a lot of money to put in up front. I am going to plod along adding to my portfolio and seeing it grow. But, I have to add, this is not a personal recommendation to buy these; I’m just showing you what I own in my portfolio.

 

Do you have any investments? Do you own any of these? I’d love to hear from you! 

 

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