Goodbye September! I can’t believe it’s already over. How fast did that go?! Although it feels like I’ve lost the last week of the month due to contracting a horrible sickness bug. I don’t remember the last time I have been that ill. For the first 24 hours I struggled to keep water down, never mind anything else. Thankfully, I seem to be out of the other side.


On 23rd September, I attended the UK Money Bloggers conference and awards in London. I didn’t win the People’s Choice award that I was shortlisted for. But, I don’t mind! I had a great day meeting and chatting with lots of incredible bloggers. The only downside to that day was that my train was delayed 4 hours which meant I didn’t get home until 2:30am. Not great when you’re nearly 7 months pregnant!


Other than that, September has been quiet for us. Just the usual routine of work and home. Frugal Baby is saying more and more words now – I absolutely love it. We can have little conversations now! And he is funny 🙂 and quite bossy at times [I wonder who he gets that from…?] too. We still haven’t heard from the nursery we’re hoping to get a place out, so it might mean making a phone call next week about it.


My Financial aims for September were:

– Have 18 No Spend Days (NSDs)

– Overpay our mortgage by £50

– Put £800 into savings


Since taking part in a No Spend Month, I feel like I have gained control over my NSDs once more. It’s only take all year! I looked back at the spreadsheet I keep of our finances and NSDs have been lacking for months on end. Well, I finally have managed to crack them this month. Woohoo! I have managed 20 NSDs which I’m so pleased about. Overpaying is taking a backseat but it is nice to see our mortgage balance go down every month. I have overpaid £50.88 this month, so I have met my aim 🙂 Finally, I transferred £837.35 into savings. I have met all three financial aims for the month. Again, that hasn’t happened in a long time! Perhaps I’m finally getting back into the groove of things.


My Personal Aims For September were:

– be in bed by 10pm every night

– list 10 things on ebay

– sort out my coaching programme for launch


I am getting much better at going to bed earlier. Perhaps not quite 10pm every night but somewhere close. Because Frugal Baby still isn’t the greatest sleeper, I am needing to go to bed earlier just so I feel somewhat able to function in the morning. I still need to work on this in October, but it’s going well. I need to stop putting listing things on ebay as an aim. Maybe if I stop putting it, I might actually get round to it! And likewise, the coaching programme needs to stop being an aim. The fear of failure is real, so to speak.


The top 3 posts on The Frugal Cottage during September were:


How has September been for you? What has been the best thing that’s happened to you this month?


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