Each weekend I’m going to write a post about little things I’ve enjoyed doing or reading throughout the week. They may include photos, like this post does, links to other posts I’ve enjoyed reading and other things I have found interesting! So, this week I have:   1) enjoyed playing some Mozart on the piano …
We were first time buyers when we bought our house in late 2012. It took a lot of savings to get a decent house deposit together so that we could buy the house we wanted. We didn’t want to borrow the maximum amount the bank would lend us because we didn’t want to stretch ourselves …
Like with the monthly goals, I also do yearly aims to that I know we’re on track in a bigger sense. I also feel like it makes me more accountable over the year; 12 months is a long time and focus can drift at times, so knowing I have yearly goals to reach as well …
One of the easiest ways I find to save money and for it to not be a noticeable change in finances, is to save the humble £2 coin. As someone who works in both cash and card, it can often take a while for £2 coins to appear, but they soon add up to quite …
This post is a slightly wishful, half-serious explanation of our dreams for the future. The ultimate dream, for both me and my husband, is to retire fully at age 50. My husband is older than me, slightly, so it might change so that when I retire at age 50, my husband then will as well, …
The concept of a No Spend Day is very simple – it’s a day where you don’t spend any money! I think that No Spend Days (or NSDs) are the key to much better finances, especially during the week where the work canteen can sometimes be a temptation, or that coffee on the way to …
Every month I like to set myself aims for the month, to keep myself focused and to make sure I actually use the time during the month wisely! There are two sets of aims: Finance and Personal. Financial aims for June: – Have 18 No Spend Days (or NSDs) – Overpay our mortgage by £350 …
A quick post to really explain the name behind the blog. For me, being frugal is not scrimping and saving every penny in the quest for financial freedom. For me, being frugal is making sure that every single penny that we work hard for is put to the best possible use for maximum gains. Both …
I’ve been thinking about starting a blog for some time now, and I’ve finally taken the plunge! I’m a girl in my twenties who wants to be better at finance. Between me and my husband, we’re pretty good, but we can be better! The only debts we have between us are our student loans, which …
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