Hello May! I cannot believe that it is May already; I head back to work on Tuesday and the new “normal” for our household begins. Luckily, I am only working three days a week so I have plenty of time to spend with our gorgeous boy. We don’t have much planned for May as it’ll be spent just getting used to our new routine and then having family time at the weekend.
Every month I like to set myself aims for the month, to keep myself focused and to make sure I actually use the time during the month wisely! There are two sets of aims: Finance and Personal. April was very hit and miss in the end, so I’m hoping that May will be more positive in that respect. In some ways, being at work and not just at home will, I think, have a good impact on our finances.
Financial aims for May:
– Have 18 No Spend Days (NSDs)
– Overpay our mortgage by something
– Put £400 into savings
As I didn’t meet my NSD target for April, I have kept it the same for May. I don’t know what’s wrong with me at the moment but money seems to be leaking out of our household more and more. I need to get back on track with these as soon as I can. Our mortgage overpayment targets have changed again; I want to continue overpaying but I don’t know if we can commit to a certain number at this stage. However, as being mortgage free is a big part of our goals, I want to continue to overpay for as long as we can, even if it’s a small number. The savings target for the month is the same as the previous two months, in the hopes that I might hit it this month, if not exceed it!
Personal Aims For May:
– lose 4lbs
– continue to declutter things from our home
– finish decorating the hall and staircase.
So, a new month means the continuation of my #30beforethirty challenge and it means I need to focus! I think when you get into the (hopefully) warmer months, I find it easier to eat lighter meals and feel full. I wonder why that is? I’m logging my food and I’ll weigh myself every Saturday to chart my progress. I want to continue to simplify our home and that means sorting out and getting rid of the excess things we don’t need. I keep listing things on eBay and they sell slowly, but it’s better than nothing and more things that are no longer in our home. And finally, we are doing some home improvements this month which will mean that our house will look so much better and more to our tastes. It’s a much slower job than we’d anticipated, so here’s hoping it might be finished by the end of the month.
Do you have any aims for this month? What will challenge you the most? I’d love to hear from you!