Well, March is over, and what a month it has been. There have been definite ups and downs, as you’ll see from our aims, but I still feel like we’re doing the best we can. We have spent some time with family at the weekends, plus it has been our wedding anniversary as well, so lots of things to be thankful for. The weather hasn’t been fantastic, so I’m hoping that April brings some sunshine!

 

March marks the tenth month of blogging and I love it; it feels like this is almost like a journal for me to mark our process along the way. I like reading financial blogs and I’m also enjoying the process of coming up with blog posts and then writing and posting them. I also find that the more I write about living the simple life and how being frugal in our lifestyle choices will help us in the long run, the more I am convinced we are making the right decision and shouldn’t necessary worry about what other people think about it. We still have a long way to go on our journey, but we’ve started the task and that’s the main thing.

 

Our Financial aims for March were:

– Have 20 NSpend Days (or NSDs)

– Overpay our mortgage by the interest added on only

– Put £700 into savings

 

Another month where I’ve hit my NSD target; I have managed bang on at 20 NSDs. I have only managed to scrape in this month, so I don’t think I’ll increase my target for April! By being organised and taking lunch to work during the week, the need to spend money is greatly reduced. Halfway through the month, we have changed our plans regarding overpayments. So, we have overpaid £120 this month only. I will do an updated post on why that is and how we’re going to move forward in terms of paying off our mortgage. And lastly, due to our oven breaking and having to buy a new one, we managed to only put in £400.57 into savings this month. Although it’s great that we have managed to put some into savings, I’m a little disappointed it isn’t more. I think that April will have to be very restrained in order to continue with our aims.

 

My Personal Aims for March were:

– bake something

 eat healthily 

– book a haircut

 

As our oven has broken, I haven’t managed to bake anything this month. The new one should arrive at the beginning of April so maybe I’ll be better at this then. I have so many things on a list of what I want to bake, so maybe I need to start working though them. Healthy eating has been a bit hit and miss this month; I’m really good some of the time, but then not at other times. I am going to work on this though. Finally, I have had my hair cut! A much needed, overdue hair cut which means my hair is looking much better.

 

How was your March? Have you hit your aims? I would love to hear about it!

 

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