Every month I like to set myself aims for the month, to keep myself focused and to make sure I actually use the time during the month wisely! There are two sets of aims: Finance and Personal. June wasn’t that good for personal aims so I’m hoping that July will be much better.

 

Financial aims for July:

– Have 18 NSpend Days (or NSDs)

– Overpay our mortgage by £350

– Put £600 into savings

 

As we’re going on holiday towards the end of July, I want to make sure we have enough spending money whilst we’re there; hence the NSD target. Again, I really do believe that having spend free days during the week really helps us meet our NSD target each month. Our mortgage interest is just over £300, so if we overpay £350 it means we pay off the interest every month and a little more on top. Again, I’ve decided that because we hit £600 in June, there’s no reason to not be able to do that in July as well. These savings are going to be put towards our holiday, which is a massive incentive. If we don’t use them all, then they’ll go towards a new bathroom as ours desperately needs re-doing.

 

Personal Aims for July:

– lose 5lbs

– bake at least twice

– go out for a bike ride at least twice

 

As I totally failed on my personal aims for June, I’ve not changed them much for July. I really need to get back into my healthy eating – I was doing really well in May but I’ve totally fallen off the wagon during June. Planning will help me to do better in this during July. Again, I didn’t bake much in June either and I want to do more of that in July. I really enjoy baking but haven’t done that much recently, mainly due to time constraints but I want to make more time for me this month, as well as balancing work commitments in the mix. And, last but definitely not least, to co-inside with the healthier eating, going on bike rides will help to lose the 5 lbs I’m aiming for in July.

 

Do you have any aims for this month? What will challenge you the most? I’d love to hear from you!

 

P.S are you on twitter? Follow me here!

Share Button