As I said for June, July has also passed in a whirlwind. We have been busy! We had a family wedding, plus another wedding during the month so weekends have been full of travel. We finally got our back garden sorted, though I need to buy some more plants for the border. It’s a much more sensible space for Frugal Baby to play in, if it ever stops raining!


Although we seem to have been particularly busy, our finances haven’t taken too big of a hit! Although the travel and the accommodation were additional spends, we actually booked them all a while ago so it hasn’t had that much of an impact. We have been at work most of the time, so we generally don’t spend when we’re there.


Also, our little family was in a national tv programme! It was about early retirement, though it didn’t particularly touch on the savings aspect of things as much. They came to film for a day in January, but we were only in the programme for about 5 minutes in the end. Still, I’m probably not going to be able to say that ever again 🙂


My Financial aims for July were:

– Have 15 No Spend Days (NSDs)

– Overpay our mortgage by £50

– Put £700 into savings


I finally did it! I finally hit my NSD aim for the month, for the first time in a long time. We’ll ignore the fact that I have lowered it this month 😉 Mind, I only just hit it, as I have managed 15 NSDs in July. I definitely won’t meet my yearly goal for NSDs, but I shall continue to plod along with them anyway. The overpayment I have managed this month is so small. It seems daft to even post! But, the whole point about this is that it makes me accountable. £6.96 is what I managed! Better than nothing I suppose? Finally, as in previous months, our savings are not where I want them to be. But, I reduced my aim in the hopes that it would seem more manageable and attainable. I guess it worked, as I have managed to save £702.29 so just scraped past it! Woohoo! 🙂


My Personal Aims For July were:

– do some baking

– list 10 things on ebay

– have a date night with Mr FC


I made a plain vanilla sponge cake for Frugal Baby as a treat, and then he didn’t eat it! So me and Mr FC ate it instead 🙂 I’m going to make a cake for Frugal Baby’s second birthday [how is that here already?!] so I’ll be doing some more baking next month. I enjoy it and find it relaxing. eBay listing has slipped this month but I’m hoping to get some more done in August. And finally, we had a kind of date night? We were child free overnight as he was spending some time with his grandparents, so we got a takeaway and watched a film 🙂 cheaper than going to a restaurant and I didn’t have to get dressed up!


The top 3 posts on The Frugal Cottage during July were:


How has July been for you? What has been the best thing that’s happened to you this month?


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