Author : Nicola

431 posts

Slow COoker
It seems like I haven’t done a food focused post in ages. I have written about how to keep grocery costs down, frugal foods to buy and how to start meal planning. Something that I am loving using at the moment is our slow cooker. The one we use is one given to us by …
I mentioned in my May Aims this month that I am hoping to have a No Spend Month. A couple of people have commented on it, asking what that means. So, it seemed only right to make it into a blog post!   Basically, a No Spend Month is where you only spend on the …
As it’s Mental Health Awareness Week in the UK, I thought it might be best to post something relating to that. Positive mental health, and all that encompasses is so important. That being said, I do believe that finances can have a big impact on your wellbeing. When your finances are not as stable, that …
The best thing about earning money online is that the possibilities are endless. You are only limited by the time you have! Although the months vary, any little extra is very welcome. Online income is yet another income stream that I am trying to build, slowly but surely. If I can combine earning some money online, …
Can you hear that? That’s the sound of me jumping up and down with excitement. Because, I get to write about dividend income, again! Cheesy as it sounds, that makes me smile. I still get a little thrill of excitement when I log into my ISA and see that I have received another dividend payment, no …
I must be getting older, because it seems to get to this post each month more and more quickly. They say time goes faster the older you get? However, getting to update my Ultimate Dream Fund at the end of each month is one of my favourite parts of our journey. Each month, I can …
Hello May! I am so glad that April is behind us and May is here. I feel much more positive about the start of the month. I have been looking at my budget. Thinking about what I need to improve on. Feeling very determined. The sunshine has definitely helped that, I’m sure. As the year …
To be quite honest, April hasn’t been the best month. I’m not entirely sure why, either. We have had a lovely family break in Scotland, and it was the Easter holidays so I have had some time off work. The weather has got better. Frugal Baby continues to be a joy. There should be no …
I haven’t done a Life Update since the start of January, so I thought I would do another and update you on things here at Frugal Cottage HQ.   I’ll be completely honest, I feel a bit despondent about things lately. It feels like there are not enough hours in the day and I am …
I have been thinking lately of bucket lists. The thought behind them, what they actually mean and how it can help you focus. How having something written down means you are more much likely to achieve it. To get to experience it, live through it, accomplish it. I suppose it’s a bit like having dreams, …
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