January 2017

12 posts

Goodness me. How fast has January gone by? 2017 is going to be a record paced year at this rate! It seems like January has gone by in a blink of an eye. Though it does feel like Christmas was ages ago. Strange. It has been a quiet month for the Frugal Cottage household in …
Although it is nearly the end of January already (how?!), planning your yearly finances is so important. Have you planned yours yet?   Saga recently got in touch about their #SagaPlanYourYear which is all about encoring people to plan their finances for the year ahead. I said I would love to be involved! For me, …
January is always a time where people think about their finances, and wanting to get the year off to a good start. January payday always seems such a long time away, after an earlier payday in December before Christmas! With all the expense of the holidays, January seems to be a time where lots of …
I wrote a post at the beginning of the year about my goals for 2017. One of them was to save £12,000 in a year. Ideally, we should be hitting £1,000 a month in savings consistently in order to achieve our long term aims. However, saying I’m going to save £12,000 a year is very …
It’s been quite a while since I’ve done a life update on here, so I thought I would do a little ramblings on what is happening here at The Frugal Cottage HQ.   I don’t know about anyone else, but I am struggling with motivation at the moment. I can’t quite put my finger on …
As the nights draw in and the days grow colder, it’s harder than ever to find things for the kids to do besides sticking the TV on or leaving them to level up on their games console. Instead, try out some of these cost effective activities that are not only great fun to do as …
Time for another one of my favourite updates of the month; my dividend income update. I still get a little thrill of excitement when I log into my ISA and see that I have received another dividend payment, no matter how small it is. Just for owning a tiny part of a company and investing in …
Way back in September, I wrote a post about wanting to change things here at The Frugal Cottage. I spoke about wanting to change directly, make things more personal and share more about our lives in relation to our finances.   But, it feels so daunting.   As soon as you put a face to …
Another month over so I get to update the Ultimate Dream Fund. It still seems strange that 2016 is over and a new year full of hope has started. Again, it has been another turbulent month for my investments to be honest. Quite a few large ups and downs! However, as I don’t intend to sell …
I have been thinking about the one key focus I could have for 2017. Reading other blog posts, it seems a lot of people have a key work for their focus for the year. It can be very personal or more generalised. However, the same key phrase kept coming back to my mind for us …
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