One of the easiest ways I find to save money and for it to not be a noticeable change in finances, is to save the humble £2 coin. As someone who works in both cash and card, it can often take a while for £2 coins to appear, but they soon add up to quite…
Archives for June 2014
The Ultimate Dream.
This post is a slightly wishful, half-serious explanation of our dreams for the future. The ultimate dream, for both me and my husband, is to retire fully at age 50. My husband is older than me, slightly, so it might change so that when I retire at age 50, my husband then will as well,…
Why I Love No Spend Days!
The concept of a No Spend Day is very simple – it’s a day where you don’t spend any money! I think that No Spend Days (or NSDs) are the key to much better finances, especially during the week where the work canteen can sometimes be a temptation, or that coffee on the way to…
June Aims
Every month I like to set myself aims for the month, to keep myself focused and to make sure I actually use the time during the month wisely! There are two sets of aims: Finance and Personal. Financial aims for June: – Have 18 No Spend Days (or NSDs) – Overpay our mortgage by £350…
Why “The Frugal Cottage”?
A quick post to really explain the name behind the blog. For me, being frugal is not scrimping and saving every penny in the quest for financial freedom. For me, being frugal is making sure that every single penny that we work hard for is put to the best possible use for maximum gains. Both…
Welcome To The Frugal Cottage!
I’ve been thinking about starting a blog for some time now, and I’ve finally taken the plunge! I’m a girl in my twenties who wants to be better at finance. Between me and my husband, we’re pretty good, but we can be better! The only debts we have between us are our student loans, which…