Hello everyone! Today’s post is a guest post written by Brian who blogs over at Debt Therapy Scotland – please visit his site for some good tips on managing debt. Enjoy!    Learning to live frugally so that you get the most value out of your money is a great thing to do, whether you …
This one very simple and easy change to your household bills will result in savings of over £400 a year, just by taking a small break from your regular routine to check one thing, then compare your spendings to what you could be spending by using a different company.     The thing I’m talking …
I don’t know about anyone else, but this week has gone incredibly slowly for me. Every day seems to have dragged massively and the week as a whole seemed to plod on by. However, it has been a week that has seen no unusual surprises for us, which we should be grateful for. It has …
  Although having pets can be an absolute joy, there are still costs associated with owning a pet and ongoing costs can add up over time. The expense of owning a cat or dog can run into the 10s of 000s over their lifetime, so it is important to make sure that you are getting …
  As a continuation of decluttering and simplifying our lives, it is easy to forget that we all have digital lives as well as the everyday clutter in our homes. An uncluttered space is so much more calming than a crowded space, with material possessions spilling all over the place.   The same can be …
This week has been slightly different; it was a Bank Holiday in the UK on Monday so both me and my husband were off work for the day. We did some jobs around the house and went to buy a couple of things for the house. We also treated ourselves to lunch out, though it’s factored into …
  I have made no secret that part of my dream is to retire early and achieve some kind of financial independence, so that me and my husband can escape the 9-5 life and make our time our own. Now, saving for retirement is something that we all know we should be doing, but what …
  Last time I checked in with an update about my working week challenge, it was the end of Week 5 and the challenge itself was proving to be an eye opener. Most of the time, I was doing great, but there were a couple of slip ups thrown in there for good measure.   …
This week has been another fairly ordinary week, where we haven’t done a lot but then, I suppose we should appreciate the peace and quiet whilst we can! We have spent time with various family members during the week and caught up on everyone’s news. The weather has also been lovely this week so I have been …
Hello May! As the days continue to get longer and warmer, time seems to go even faster and the year begins to slip away. We don’t have many plans for May; we have a couple of meetings with friends organised, but that’s about it. Again, it is another month where both my and my husband …
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