Ultimate Dream Fund
A new month means it is time again to update The Ultimate Dream Fund again, as I continue our journey to early retirement. The Ultimate Dream Fund is named because it is our dream to retire early, and we need the funds to make that happen! One day, this fund will provide us with the …
july aims
Hello July! A new month, which I’m hoping will be just as good as June was to us. What is slightly scary is that I can now say our due date is next month. Time is definitely ticking away and I don’t think we can quite comprehend the massive change that will happen to our lives …
June Review
Another month is over! I know I say this a lot but I cannot believe how quickly this year is passing by. As if it’s going to be July tomorrow. It is definitely true when they say that time passes more quickly the older you get; I don’t remember school years passing this quickly, far …
The weeks seem to pass by quickly now, though the days themselves drag massively. Each day this week has seemed longer than the last, but here we are again at the end of another week, so time needs to slow down slightly! We attended our last antenatal class this week which included a look around …
long haul
Paying off debt, increasing savings and aiming for early retirement generally have one thing in common: time. In fact, they all require, in the majority of cases, a long time to complete. Some journeys are going to be shorter than others, but they all require planning and dedication to sticking it out over the long …
Wrong Talk Money
It seems strange in this day and age, when so many things are accepted as normal and people are more open about talking about a variety of topics than ever before, that the topic of money is still considered a taboo. In fact, people get very cagey when asked about money and quite defensive, as …
Another week over – how fast is it going now?! I cannot believe we’re over half way through June already; the weeks seem to drag but then another one is over and another month is almost over before we know it. Another uneventful week in the Frugal Cottage household; I had another scan on Thursday …
Life Update 3
I haven’t done a Life Update for ages, since February actually, so I thought I would do another one, just for me to collect my thoughts if nothing else! As the time continues to plod along towards our due date (we’ve got just under two months to go!), time definitely seems to be slowing down. …
Pay Yourself First
A phrase I keep seeing around the personal finance blogsphere is the “pay yourself rule”, especially when relating to financial freedom and early retirement. Both of which is what we are aiming for, so it’s important to know what this rule actually is!   The pay yourself rule is nothing to do with earning money, …
Just as I think that things are settling down, life has a habit of throwing a spanner into the works, to make you realise that not everything can be inside your control. Another routine antenatal appointment had me back in the hospital again, being monitored for all sorts of things, including bump’s heart rate. Thankfully, …
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