I wrote a post at the beginning of the year about my goals for 2017. One of them was to save £12,000 in a year. Ideally, we should be hitting £1,000 a month in savings consistently in order to achieve our long term aims. However, saying I’m going to save £12,000 a year is very …
It’s been quite a while since I’ve done a life update on here, so I thought I would do a little ramblings on what is happening here at The Frugal Cottage HQ.   I don’t know about anyone else, but I am struggling with motivation at the moment. I can’t quite put my finger on …
As the nights draw in and the days grow colder, it’s harder than ever to find things for the kids to do besides sticking the TV on or leaving them to level up on their games console. Instead, try out some of these cost effective activities that are not only great fun to do as …
Time for another one of my favourite updates of the month; my dividend income update. I still get a little thrill of excitement when I log into my ISA and see that I have received another dividend payment, no matter how small it is. Just for owning a tiny part of a company and investing in …
Way back in September, I wrote a post about wanting to change things here at The Frugal Cottage. I spoke about wanting to change directly, make things more personal and share more about our lives in relation to our finances.   But, it feels so daunting.   As soon as you put a face to …
Another month over so I get to update the Ultimate Dream Fund. It still seems strange that 2016 is over and a new year full of hope has started. Again, it has been another turbulent month for my investments to be honest. Quite a few large ups and downs! However, as I don’t intend to sell …
I have been thinking about the one key focus I could have for 2017. Reading other blog posts, it seems a lot of people have a key work for their focus for the year. It can be very personal or more generalised. However, the same key phrase kept coming back to my mind for us …
Hello January! The start of a new year always brings renewed hope and promise. I love not knowing where the year is going to take us. January should be relatively quiet for The Frugal Cottage household. I am hoping to get my focus and determination back; I have been lacking in motivation lately and it …
Hello 2017! Happy New Year everyone 🙂 I always like the start of a new year; full of hope and optimism for the year ahead. The unknown of what’s in store for everyone in the next twelve months, plus lots of new experiences to enjoy and memories to treasure forever. We will be going on another family …
Another year over, another year older. Time for a reflection on 2016. We knew that 2016 would be a year of change, starting the year with a 4 month old baby. And we have see huge changes! Just with him, he can now walk, chatter to himself and he’s on the verge of being able …
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